The Southwest Airlines® Rapid Rewards VISA® Card


Earn when you fly, earn when you buy.sm

Southwest Airlines has teamed up with First USA Bank to provide you with the Southwest Airlines Rapid Rewards VISA Classic and VISA Gold allowing Southwest Airlines Freedom Reward Members to earn flight credits towards free trips on Southwest Airlines even faster!

The Southwest Airlines Rapid Rewards VISA Card has maintained the Southwest Airlines reputation of excellence by offering low cost and high Customer service. It takes only $16,000 in spending to earn an Award Ticket, and has the lowest annual fee available in airline cobrand credit cards.

You can apply online or

It normally takes 3-4 weeks for card approval.

Welcome to the Southwest Airlines Rapid Rewards VISA!
Here's an enrollment bonus!

As a special welcome to the Southwest Airlines Rapid Rewards VISA card, new Classic and Gold cardholders will receive two (2) flight credits deposited into their Rapid Rewards account automatically with the first purchase with the card! Please allow 30 days from your first VISA statement for your two bonus flight credits to be posted to your Rapid Rewards account.


Important Phone numbers

To apply for the Southwest Airlines Rapid Rewards VISA call 1-800-SWA-VISA.

For Southwest Airlines Rapid Rewards VISA Customer Service at First USA call 1-888-SWA-0001.

Payment Address

First USA Bank
P.O. Box 740115
Atlanta, GA 30374-0115

Inquiry/Dispute Address

First USA Bank
P.O. Box 8650
Wilmington, DE 19899-8650

What you need to know about the Southwest Airlines Rapid Rewards VISA

Not already a Member of Rapid Rewards?
You can still apply for the VISA card!

If you are not already a Freedom Reward Member of Rapid Rewards, First USA will instantly enroll you! You will receive your VISA card in the mail, and you will receive your plastic Rapid Rewards membership card from Southwest Airlines in a separate mailing.

Please note that with Rapid Rewards instant enrollments, a free Award Ticket is not included in the membership kit. Once you have accumulated 16 flight credits within 12 consecutive months, an Award Ticket will be automatically issued.

If you already have a Rapid Rewards Temporary Membership Card, hold on to it until you receive your plastic membership card. Then, write the new membership number on the Temporary Membership Card and send it to Rapid Rewards (address on the form) to have the appropriate flight credit(s) deposited in your new Rapid Rewards account.

Please call First USA Bank Customer Service at 1-888-SWA-0001 regarding any of the following issues with your Southwest Airlines Rapid Rewards VISA Card:

Can I present my Southwest Airlines Rapid Rewards VISA at the gate in lieu of presenting my Rapid Rewards membership card to receive credit for my trip?

No. It is still necessary to present your Rapid Rewards membership card at the gate in order to earn flight credits for traveling on Southwest Airlines. You may not present your Southwest Airlines Rapid Rewards VISA card instead. Of course, the Southwest Airlines Rapid Rewards VISA Card is welcomed as a form of payment at the ticket counter.

If I currently have a First USA VISA may I switch over to the Southwest Airlines Rapid Rewards VISA?

YES! If you wish to change your current First USA VISA to the Southwest Airlines Rapid Rewards VISA, please call the 800 number on the back of your current First USA VISA to request the change.