Terms of Use

These Terms of Use were last updated on August 3, 2000.

Thank you for using OpinionJournal.com. By accessing and using OpinionJournal.com (the "Web Site"), you are agreeing to be legally bound by these Terms of Use.

1. GENERAL.

Dow Jones may change these Terms of Use from time to time. The changes will appear in these Terms of Use so be sure to check back periodically. Your use of the Web Site after any changes have been posted will constitute your agreement to the modified Terms of Use and all of the changes. You understand and agree that Dow Jones may discontinue or change the Web Site at any time, without notice. You also understand and agree that Dow Jones may discontinue or restrict your use of this Web Site for any reason without notice.

2. COPYRIGHT AND LIMITATIONS ON USE.

The content displayed on the Web Site, including the selection, arrangement, and design of the content of the Web Site ("Content") is the property of Dow Jones or its licensors, and is protected by copyright and other intellectual property laws. This Web Site and the Content may be used only for your personal and non-commercial use and may not be edited or modified for any purpose. You agree to include the phrase "Used with permission from OpinionJournal.com, a web site from Dow Jones & Company, Inc." when you display or otherwise use the Content. All rights not expressly granted herein are hereby reserved. You may not use the Web Site for any unlawful purpose.

The Web Site includes facts, views, opinions and recommendations of individuals and organizations deemed of interest. Dow Jones and its licensors are not giving investment advice, tax advice, legal advice, or other professional advice. Dow Jones and its licensors do not guarantee or warrant the accuracy, completeness or timeliness of, or otherwise endorse, these views, opinions and recommendations. You should always seek the assistance of a professional for advice on investments, tax, the law, or other professional matters.

3. DISCLAIMER OF WARRANTIES AND LIABILITY.

DUE TO THE NUMBER OF SOURCES FROM WHICH THE CONTENT IS OBTAINED, AND THE INHERENT HAZARDS OF ELECTRONIC DISTRIBUTION, THERE MAY BE DELAYS, OMISSIONS OR INACCURACIES IN SUCH CONTENT AND THE WEB SITE. THE CONTENT AND THE WEB SITE ARE PROVIDED "AS IS", WITHOUT ANY EXPRESS OR IMPLIED WARRANTIES. DOW JONES AND ITS AFFILIATES, AGENTS AND LICENSORS CANNOT AND DO NOT WARRANT THE ACCURACY, COMPLETENESS, TIMELINESS, NONINFRINGEMENT, TITLE, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE CONTENT AVAILABLE THROUGH THE WEB SITE, OR THE WEB SITE ITSELF, AND DOW JONES HEREBY DISCLAIMS ANY SUCH EXPRESS OR IMPLIED WARRANTIES. NEITHER DOW JONES NOR ANY OF ITS AFFILIATES, AGENTS OR LICENSORS WILL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY, OTHER THAN DEATH OR PERSONAL INJURY RESULTING DIRECTLY FROM USE OF THE WEB SITE, CAUSED IN WHOLE OR PART BY ITS NEGLIGENCE OR CONTINGENCIES BEYOND ITS CONTROL IN PROCURING, COMPILING, INTERPRETING, REPORTING OR DELIVERING THE WEB SITE AND ANY CONTENT AT THE WEB SITE. IN NO EVENT WILL DOW JONES, ITS AFFILIATES, AGENTS OR LICENSORS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE ON SUCH CONTENT OR THE WEB SITE. DOW JONES AND ITS AFFILIATES, AGENTS AND LICENSORS SHALL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES (INCLUDING, WITHOUT LIMITATION, CONSEQUENTIAL, SPECIAL, INCIDENTAL, INDIRECT, OR SIMILAR DAMAGES), OTHER THAN DIRECT DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR DAMAGES OR THE EXCLUSION OF CERTAIN TYPES OF WARRANTIES, PARTS OR ALL OF THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

4. LINKS TO THIRD PARTY SITES.

This Web Site may contain hyperlinks to web sites operated by persons other than Dow Jones. Such hyperlinks are provided for your reference and convenience only. You agree not to hold Dow Jones responsible for the content or operation of such web sites. A hyperlink from this Web Site to another web site does not imply or mean that Dow Jones endorses the content on that web site or the operator or operations of that site. You are solely responsible for determining the extent to which you may use any content at any other web sites to which you might link from this Web Site.

5. ADDITIONAL LEGAL TERMS.

These Terms of Use, your rights and obligations, and all actions contemplated by these Terms of Use will be governed by the laws of the United States of America and the State of New York, as if these Terms of Use were a contract wholly entered into and wholly performed within the State of New York. These Terms of Use will not be governed by the United Nations Convention on Contracts for the International Sale of Goods. If any provision in these Terms of Use is invalid or unenforceable under applicable law, the remaining provisions will continue in full force and effect, and the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision. These Terms of Use are the entire and final agreement regarding this Web Site and its Content, and supersede any prior or contemporaneous communications between Dow Jones and you regarding this Web Site and its Content.

6. CHAT AND LETTERS TO THE EDITOR.

Certain areas of this Web Site enable you to access a chat service (the "Chat Service") and send responses to individual articles and other letters to the editor (the "Letters to the Editor Service"). The Chat Service and the Letters to the Editor Service are free services provided to users of the Web Site and may be terminated at any time without notice. By sending a message or letter for posting to the Chat Service or the Letters to the Editor Service, you agree to be bound by the following terms and conditions. If you do not want to be bound by these terms, then do not use the Chat Service or Letters to the Editor Service.

Messages and letters posted by Dow Jones to the Chat Service and the Letters to the Editor Service are selected by Dow Jones in its sole discretion from among those messages and letters sent by users of the Web Site. Dow Jones has the right to refuse to post or remove, edit or abridge any message, letter or posting for any reason and to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, all in Dow Jones' sole discretion. You agree to be fully responsible for your own postings and agree to access and use the Chat Service and the Letters to the Editor Services at your own risk on an as-is basis.

By sending a message or letter for posting in the Chat Service or the Letters to the Editor Service, you are granting Dow Jones a perpetual, royalty-free and irrevocable right and license to use, reproduce, modify, adapt, publish, translate, distribute, transmit, publicly display, publicly perform, sublicense, create derivative works from, transfer, and sell such message and letter and to use your name and other identifying information you provide in connection with that message or letter.

You agree to indemnify and hold Dow Jones and its affiliates and their respective, officers, directors and employees harmless from any claims, damages, losses or costs (including reasonable attorney's fees) that arise out of any of your postings and any material contained therein, including, without limitation, any material posted or otherwise provided by you that infringes any copyright, trademark, intellectual property right of any person or defames any person or violates any person's rights of publicity or privacy.

What to do if you believe a posting to the Chat Service or Letters to the Editor violates your copyright: In the event that you have a claim of copyright infringement based on material posted in the Chat Service or the Letters to the Editor, we encourage you to contact our copyright infringement notice agent Mary Young, by mail at Dow Jones & Company, 200 Liberty Street, New York, New York, 10281; by e-mail at Mary.Young@dowjones.com; by phone at (212) 416-2000; or by fax at (212) 416-2769. Dow Jones cannot guarantee that any action will be taken as a result of your correspondence.

7. PRIVACY AND USE OF INFORMATION.

Please visit our Privacy Policy, which also governs your use of OpinionJournal.com, to understand how we collect and use information about you. If you are outside the United States, you understand and agree that by providing OpinionJournal.com any information about yourself, you are consenting to the transfer of that information to the United States.

Copyright 2000. Dow Jones & Company, Inc. All rights reserved.