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- Dave Ramsey’s 2009 Plasty Awards
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Friday, December 26, 2008
Dr. Don shares invaluable retirement advice for people of all ages, from young folks early in their careers to those who have clocked out for the last time.
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Monday, December 08, 2008
IRA lost money? Think “Roth Conversion
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Thursday, December 04, 2008
Mutualdecision.com uses two models to provide investors with a guide to mutual fund performance.
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Thursday, December 04, 2008
Once severance packages and rainy-day funds are exhausted, and unemployment benefits fail to cover daily living expenses, out-of-work Americans will likely raid the only piggy bank with any money left in it: Their IRAs and 401(k)s.
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Thursday, November 20, 2008
Come Jan. 1, more than 10 million American workers who save for retirement in 403(b) plans may not be so eager to hear the phrase "Happy New Year."
Personal Agenda Series
Resources to Help Guide Your Financial Future
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Personal Agenda Discussion
Pension, IRA, and 401K - Alleged Frauds' Impact on Market Sentiment
Do alleged frauds impact market sentiment?
- Investing Insurance Money
Susan on the phone - Top 10 Cities for Working Retirees
The best cities for retirees to work.
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FOX Translator
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Ever been to a clearance sale at a department store and wonder how a massive store like Macy's or Saks can have 50%, 60%,
or even 75%-off sales and still remain in business? Ever wonder why that piece of cloth that an Italian designer calls a dress
can be worth $2,400, and how much it really costs to make and sell?
Ladies and gentlemen, let's talk profit margin.
Profit margin is the difference between how much it costs a company to manufacture, transport and sell its products, and how
much it sells them for. If a company made $10 million in profit of sales of $100 million, the profit margin is 10%. You get
that number by dividing the profit ($10 million) by the income ($100 million). Usually you'll hear profit margin as a percentage.
The
profit margin is a great way to tell how well a company is run. If you have a high profit margin in a company, that means
that the company's costs to make the product are low and it can withstand changes in price fairly well. Also you can use profit
margin to tell how well a company is run when you look at similar companies.
Let's say you were looking a two candy companies. One has a profit margin of 15%, off $200 million in sales. The other company has a profit margin of 7% off $400 million in sales. The $400 million candy company's profit margin shows the company is having trouble keeping costs down. It might be spending too much money on their CEO's private jet, or their sugar suppliers aren't as good as they could be. Anyway, if investors were looking at the $400 million candy company, they would be asking some serious questions.